Helping Businesses Comply With New York Workers' Comp Laws
Even with coverage, in some cases, your insurance company may challenge the adequacy of your insurance and audit your business or charge a higher premium than appropriate. In New York, businesses must have workers' compensation coverage for employees and we focus on the broad range of workers' compensation issues for businesses and employers throughout New York City.
Contact us to speak with a lawyer about defending your business when an employee has filed a claim and you do not have workers' comp insurance coverage.
No Insurance Leaves You Open to Personal Liability
If an employee is injured on the job and files a workers' comp claim, you can be personally liable for the injury if you do not have workers' comp insurance. The corporate shield or a bankruptcy filing will not protect you from personal liability.
Through computer technology, the New York State Workers' Compensation Board vigorously enforces compliance with workers' comp laws. Its agents check records, and more than ever, employers are facing sanctions for failing to maintain insurance for employees. The Board can assess penalties, shut down your business, or refer your case for prosecution.
Our Law Firm Can Help You
Hiring an attorney is crucial if you do not have workers' comp insurance and your employee files a claim. The state will appoint an attorney to defend the claim through the uninsured employers' fund. The state will pay the medical bills and lost wages of your worker - and then enter a judgment against you to recover its expenses. Ultimately, you will be personally liable along with your business.
Contact us to speak with an attorney. Our office is open from 9 a.m. to 5 p.m., Monday through Friday. Evening and weekend appointments are available. We have a Spanish-speaking staff and are centrally located in lower Manhattan.
